Insured water and natural damage in the municipality

insurance_claims12 fields12 of these fields open in the demo

Source: DSB / Finans Norge Forsikringsdrift · NLOD
Geography: Municipality
Reported stale after: 45 days
Access: Requires an API key granted this section
Contract version: 1
In packages: prevention_context

What this does not say

Quoted verbatim from the section’s warnings field, exactly as the API returns it. They are not translated: a translation would show something other than what your response actually contains.

Public DSB aggregates, not property-level loss history. Only exact source municipality codes are matched; historical boundary/code changes may fragment the series. Groups below five claims are withheld: absent means none reported or suppressed, never a known zero. Reporting before July 2022 is incomplete, so 2022 is not a full-year trend baseline. Current-year figures are provisional and all estimates may be revised. Compensation is estimated nominal NOK excluding deductibles; zero and negative amounts may be valid. Provider updates monthly; fetched_at is retrieval time, not publication time. NP=natural damage, VA=water damage, AB=interruption/accommodation costs. No fire claims, per-policy risk denominator or individual cause data are supplied. Attribute DSB under NLOD.

Fields

2 of 12 fields are value fields — the ones that decide whether a record actually says anything. The rest are context: identifiers, codes and timestamps. Fields marked “open” return values to anonymous callers; the rest require a key.

Field	Type	Role	Demo
reporting_year	integer \| null (year)	context	open
period_is_partial	boolean \| null	context	open
municipality_code	string \| null	context	open
municipality_name	string \| null	context	open
claim_type	string \| null	context	open
claim_type_name	string \| null	context	open
nature_event_code	string \| null	context	open
nature_event_name	string \| null	context	open
claim_count	integer \| null (claims)	value	open
compensation_nok	number \| null (NOK)	value	open
snapshot_hash	string \| null	context	open
fetched_at	timestamp \| null	context	open

Fetch this section

curl -H "X-API-Key: $APPROACH_API_KEY" \
  "https://api.approach.no/api/v1/addresses/285717643?include=insurance_claims"

# paginated, one section at a time
curl -H "X-API-Key: $APPROACH_API_KEY" \
  "https://api.approach.no/api/v1/addresses/285717643/sections/insurance_claims?limit=25"

Try it now

This is a real call against the public demo, from here. What appears below is what the API returned — not a sample.